Bank of Georgia

HCE Wallet- Living Innovation

CLIENT
Services & Products
Date Created

2015
December

CLIENT

Bank of Georgia

JSC Bank of Georgia is serving more than 2.5 million customers through the widest network of 267 retail branches, 933 ATMs and 3,217 Express Pay (self-service) terminals, a sales force of more than 3,200 people, along with our diverse products and services. It offers a broad range of retail banking, corporate banking and investment management services.

WHAT WE SOLVED

The Challenge

In order to keep its leadership in the market by improving digital user experience, JSC Bank of Georgia wanted to deliver a simplified transaction process to its 2.5 million customers. To achieve this, Host Card Emulation (HCE) technology was the most suitable solution. HCE allowed emulating a payment card on a mobile device using only software. This approach offers technical and business benefits to a wide range of mobile industry stakeholders that want to be active in the near field communication (NFC) payments ecosystem.

KEY FEATURES

Our Solutions

Simplified Payment Options

Cards and other payment methods in one place.

HCE Wallet

Ease of contactless payment.

Money Order

Effortless money transfer.

Security Upgrade

Strong protection with HCE payment system.

Innovation

Leads the market with technology.

Utility Payments

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OUTCOME

The Result

Bank of Georgia wanted to integrate it into their mobile banking apps for various advantages. 15% of Bank of Georgia customers started to use the app in the first 6 months as it is first in the market.

Bank of Georgia
HCE Wallet

Learn more about BoG

500.000+
Downloads

Increased Customer
Engagement

Most Used
HCE Wallet

CHIEF DIGITAL OFFICER

David Birman

“Bank of Georgia went through a significant business transformation in terms of our mobile payment, with a huge emphasis towards the mobile channel.HCE wallet has been instrumental in helping us build simple mobile payment for Georgian clients.”

CHECK OUT

See Yourself

Download and experience Bank of Georgia HCE Wallet app.